Credit is one of the most powerful — and most misunderstood — tools in personal finance. We break it all the way down so you can take control yourself, without paying a middleman.
Your credit score affects your ability to rent an apartment, buy a car, get a mortgage, and sometimes even land a job. Yet most people were never taught how it works. Money Rooted changes that — with clear, honest education that empowers you to build, protect, and leverage your credit on your own terms.
A live group session covering everything you need to know about credit scores, credit reports, and how to start building or rebuilding from where you are. Interactive, judgment-free, and packed with actionable takeaways.
A self-paced course that walks you through the full credit picture — from understanding your score to disputing errors to building credit strategically. Go at your own pace, revisit any module, and come out with a real action plan.
A hands-on workbook that guides you through pulling your reports, identifying issues, writing dispute letters, and building a 90-day credit improvement plan. Perfect for the self-starter who wants to work through it on their own time.
A private, one-on-one session where we pull up your credit report together, walk through every line, identify errors or opportunities, and build a personalized action plan just for you. The most direct path to clarity.
Checking your own credit hurts your score.
Checking your own credit is a soft inquiry and has zero impact on your score. You can check it as often as you want.
You need a credit repair company to fix your credit.
Anything a credit repair company can legally do, you can do yourself — for free. We teach you exactly how.
Closing old accounts improves your score.
Closing old accounts can actually hurt your score by reducing your available credit and shortening your credit history.
Carrying a balance builds credit faster.
You don't need to carry a balance to build credit. Paying in full each month is better for your score and your wallet.
Reach out and we'll help you figure out the best fit — whether that's a workshop, the course, the workbook, or a private session.
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